开始互扔大粪了？

[microfish]

[YouHi]

这就尴尬了

[赖美豪中]

左x也太tmd无耻了把

Local News
Report: Texas AG Ken Paxton claimed three homes as primary residence
texas
Updated on: July 24, 2025 / 9:08 PM CDT / AP

Texas Attorney General Ken Paxton and his wife, state Sen. Angela Paxton, are longtime owners of a $1.5 million house in a gated community in McKinney. In 2015, they snapped up a second home in Austin. Then another.

The problem: Mortgages signed by the Paxtons contained inaccurate statements declaring that each of those three houses was their primary residence, enabling the now-estranged couple to improperly lock in low interest rates, according to an Associated Press review of public records. The lower rates will save the Paxtons tens of thousands of dollars in payments over the life of the loan, legal experts say.

我老作为从业人员，郑重通知你们这种pratice完全合法，你当然可以一辈子贷款买100个primary residence, 这叫改善型住房，比如我刚工作买了一个2000尺，过几年我再买个4000尺，再过几年我中了彩票买个城堡，这些都可以是你的primary residence进行贷款，不存在任何欺诈。但是你不可能同时买两个primary, 除非你能把自己劈成两半。

当然你的lender的确可以因为你搬进新的primary而recall你的loan, 但是实际操作中从来不会发生

[microfish]

左x也太tmd无耻了把

Local News
Report: Texas AG Ken Paxton claimed three homes as primary residence
texas
Updated on: July 24, 2025 / 9:08 PM CDT / AP

Texas Attorney General Ken Paxton and his wife, state Sen. Angela Paxton, are longtime owners of a $1.5 million house in a gated community in McKinney. In 2015, they snapped up a second home in Austin. Then another.

The problem: Mortgages signed by the Paxtons contained inaccurate statements declaring that each of those three houses was their primary residence, enabling the now-estranged couple to improperly lock in low interest rates, according to an Associated Press review of public records. The lower rates will save the Paxtons tens of thousands of dollars in payments over the life of the loan, legal experts say.

我老作为从业人员，郑重通知你们这种pratice完全合法，你当然可以一辈子贷款买100个primary residence, 这叫改善型住房，比如我刚工作买了一个2000尺，过几年我再买个4000尺，再过几年我中了彩票买个城堡，这些都可以是你的primary residence进行贷款，不存在任何欺诈。但是你不可能同时买两个primary, 除非你能把自己劈成两半。

当然你的lender的确可以因为你搬进新的primary而recall你的loan, 但是实际操作中从来不会发生

你说的不能同时买是什么意思？
一次买两个，
还是买了一个，不卖，再买一个？

[赖美豪中]

比如你们的母尼cook这种就是明显fraud, 因为你们不可能同时满足再60天内move in把两个房子作为今年tax year得primary residence. 有primary在买一个得基本原则就是上个距离新purchase一年，不然就需要距离超过50 mile，然后要提供理由，比如换工作，离婚。超过一年不超过50年mile，一般也有一些限制，比如原则上新房要比旧房好。如果是downsize，就要看你的年纪是不是足够到了downsize得年纪

你说的不能同时买是什么意思？
一次买两个，
还是买了一个，不卖，再买一个？

[microfish]

比如你们的母尼cook这种就是明显fraud, 因为你们不可能同时满足再60天内move in把这个房子作为今年tax year得primary residence. 有primary在买一个得基本原则就是上个距离新purchase一年，不然就需要距离超过50 mile，然后要提供理由，比如换工作，离婚。超过一年不超过50年mile，一般也有一些限制，比如原则上新房要比旧房好。如果是downsize，就要看你的年纪是不是足够到了downsize得年纪

暂时相信你。有空再查了跟你找茬

[ignius]

楼主没有买卖过房子吧？一般不都是先买，后卖吗。可以把旧房子的售出作为买新房合约中的一个contingency，也可以把旧房子租出去，给银行看一下出租协议。就可以claim新买的房子是primary resident而享受低利率贷款。完全合法。

[赖美豪中]

不需要卖，理论上只是造成lender可以根据occupancy clause 来recall你的loan，但是实际操作里我从来没见过，但是据说有些cu得portifilio loan的确可能会被recall

楼主没有买卖过房子吧？一般不都是先买，后卖吗。可以把旧房子的售出作为买新房合约中的一个contingency，也可以把旧房子租出去，给银行看一下出租协议。就可以claim新买的房子是primary resident而享受低利率贷款。完全合法。

[VladPutin]

得克萨斯希特后干诈骗的都是真嘛噶。