#21 Re: 我老随便算了一下,聚聚税改给40万收入的双职工一年省了8w6
发表于 : 2024年 10月 20日 14:42
政府是富人说了算,那自然不叫逃税,那叫避税,是合法的,比如蘑菇头不交税就是合法的。
政府是富人说了算,那自然不叫逃税,那叫避税,是合法的,比如蘑菇头不交税就是合法的。
别搞这么长篇大论的,就说川普的时候40万年收入一年交多少税,现在交多少税就行了。赖美豪中 写了: 2024年 10月 20日 13:20 To compare the taxes under the 2017 tax system and the Tax Cuts and Jobs Act (TCJA) of 2018 for a married couple with a pre-tax income of $400,000 (40w), we will focus on the key differences in tax brackets, standard deductions, and exemptions between the two systems.
Key Changes in 2018 (TCJA):
Tax Brackets:
2017: 7 tax brackets, with the highest rate of 39.6% for incomes above $470,700 (married filing jointly).
2018 (TCJA): 7 tax brackets, with the highest rate of 37% for incomes above $600,000 (married filing jointly).
Standard Deduction:
2017: $12,700 for married filing jointly.
2018 (TCJA): $24,000 for married filing jointly (doubled).
Personal Exemptions:
2017: $4,050 per person (so $8,100 for a married couple).
2018 (TCJA): Personal exemptions were eliminated.
State and Local Tax (SALT) Deduction:
2017: Allowed unlimited deductions for state and local taxes.
2018 (TCJA): Capped SALT deductions at $10,000.
Child Tax Credit:
2017: $1,000 per child (phased out for higher incomes).
2018 (TCJA): Increased to $2,000 per child (higher phase-out limits).
Let's calculate and compare the approximate tax liability for a married couple with a $400,000 income under both tax systems.
1. 2017 Tax Liability:
Income: $400,000
Standard Deduction: $12,700
Personal Exemptions: $8,100 (for two people)
Taxable Income: $400,000 - $12,700 - $8,100 = $379,200
Using 2017 tax brackets:
Up to $18,650 taxed at 10% = $1,865
$18,650 to $75,900 taxed at 15% = $8,580
$75,900 to $153,100 taxed at 25% = $19,800
$153,100 to $233,350 taxed at 28% = $22,485
$233,350 to $416,700 taxed at 33% = $60,462
Remaining amount taxed at 35% ($379,200 - $416,700 = $162,500): $56,875
Total 2017 Tax Liability: $1,865 + $8,580 + $19,800 + $22,485 + $60,462 + $56,875 = $170,067
2. 2018 (TCJA) Tax Liability:
Income: $400,000
Standard Deduction: $24,000
Taxable Income: $400,000 - $24,000 = $376,000
Using 2018 tax brackets:
Up to $19,050 taxed at 10% = $1,905
$19,050 to $77,400 taxed at 12% = $7,008
$77,400 to $165,000 taxed at 22% = $19,266
$165,000 to $315,000 taxed at 24% = $36,000
Remaining amount taxed at 32% ($376,000 - $315,000 = $61,000): $19,520
Total 2018 (TCJA) Tax Liability: $1,905 + $7,008 + $19,266 + $36,000 + $19,520 = $83,699
Summary of Tax Liability:
2017 Tax Liability: $170,067
2018 (TCJA) Tax Liability: $83,699
Difference: The couple would save approximately $86,368 in taxes under the TCJA (2018) compared to 2017.
This comparison highlights that the TCJA generally reduced tax liability for higher-income earners by lowering tax rates and increasing standard deductions, though it eliminated personal exemptions and capped certain deductions like SALT.
赖美豪中 写了: 2024年 10月 20日 13:20 To compare the taxes under the 2017 tax system and the Tax Cuts and Jobs Act (TCJA) of 2018 for a married couple with a pre-tax income of $400,000 (40w), we will focus on the key differences in tax brackets, standard deductions, and exemptions between the two systems.
Key Changes in 2018 (TCJA):
Tax Brackets:
2017: 7 tax brackets, with the highest rate of 39.6% for incomes above $470,700 (married filing jointly).
2018 (TCJA): 7 tax brackets, with the highest rate of 37% for incomes above $600,000 (married filing jointly).
Standard Deduction:
2017: $12,700 for married filing jointly.
2018 (TCJA): $24,000 for married filing jointly (doubled).
Personal Exemptions:
2017: $4,050 per person (so $8,100 for a married couple).
2018 (TCJA): Personal exemptions were eliminated.
State and Local Tax (SALT) Deduction:
2017: Allowed unlimited deductions for state and local taxes.
2018 (TCJA): Capped SALT deductions at $10,000.
Child Tax Credit:
2017: $1,000 per child (phased out for higher incomes).
2018 (TCJA): Increased to $2,000 per child (higher phase-out limits).
Let's calculate and compare the approximate tax liability for a married couple with a $400,000 income under both tax systems.
1. 2017 Tax Liability:
Income: $400,000
Standard Deduction: $12,700
Personal Exemptions: $8,100 (for two people)
Taxable Income: $400,000 - $12,700 - $8,100 = $379,200
Using 2017 tax brackets:
Up to $18,650 taxed at 10% = $1,865
$18,650 to $75,900 taxed at 15% = $8,580
$75,900 to $153,100 taxed at 25% = $19,800
$153,100 to $233,350 taxed at 28% = $22,485
$233,350 to $416,700 taxed at 33% = $60,462
Remaining amount taxed at 35% ($379,200 - $416,700 = $162,500): $56,875
Total 2017 Tax Liability: $1,865 + $8,580 + $19,800 + $22,485 + $60,462 + $56,875 = $170,067
2. 2018 (TCJA) Tax Liability:
Income: $400,000
Standard Deduction: $24,000
Taxable Income: $400,000 - $24,000 = $376,000
Using 2018 tax brackets:
Up to $19,050 taxed at 10% = $1,905
$19,050 to $77,400 taxed at 12% = $7,008
$77,400 to $165,000 taxed at 22% = $19,266
$165,000 to $315,000 taxed at 24% = $36,000
Remaining amount taxed at 32% ($376,000 - $315,000 = $61,000): $19,520
Total 2018 (TCJA) Tax Liability: $1,905 + $7,008 + $19,266 + $36,000 + $19,520 = $83,699
Summary of Tax Liability:
2017 Tax Liability: $170,067
2018 (TCJA) Tax Liability: $83,699
Difference: The couple would save approximately $86,368 in taxes under the TCJA (2018) compared to 2017.
This comparison highlights that the TCJA generally reduced tax liability for higher-income earners by lowering tax rates and increasing standard deductions, though it eliminated personal exemptions and capped certain deductions like SALT.
DIYer 写了: 2024年 10月 20日 15:00 别搞这么长篇大论的,就说川普的时候40万年收入一年交多少税,现在交多少税就行了。
我是不相信能省8万6,因为现在40万年收入的也可能就8万6联邦税,难道川普年代年入40万的不用交联邦税?
[/quote]Sunland 写了: 2024年 10月 20日 14:35 你这个是用 AI 算的吗?下面两行怎么算出来的?
$233,350 to $416,700 taxed at 33% = $60,462
Remaining amount taxed at 35% ($379,200 - $416,700 = $162,500): $56,875
通胀游戏中谁离钱近谁赢。如果撒钱给穷人那么穷人赢。但是川普疫情期间撒钱只有20%按人头给了普通人,其它都是给了资本家
mrmaja 写了: 2024年 10月 20日 15:13 赖老大概不住在加州,纽约,新泽西这些地方
川普税改salt tax精准打击了这些地方付高房产税的中产
https://news.creaders.net/us/2019/05/14/2090094.html
“新泽西州的一对夫妇则站出来对媒体控诉。这对夫妇一共需要缴纳2.7万美元的房产税和州税。按照旧税法,州税与房产税能够全额从联邦税中抵扣,收到1000美元的退税。
但税改给这项优惠封顶1万美元。于是税务会计告诉他们,今年会欠税务局5000美元,这还是最保守的估算。
加州的中产阶级也撞上了同样的政策。在富庶的加州,一半以上的税收来自年收入50万美元以上的家庭。然而据加州税务局统计,因为新税法限制州税全额抵扣,约100万名纳税人将支付更多的联邦税。这之中有61.9万名纳税人的收入在10万美元至25万美元之间。”
mrmaja 写了: 2024年 10月 20日 15:13 赖老大概不住在加州,纽约,新泽西这些地方
川普税改salt tax精准打击了这些地方付高房产税的中产
https://news.creaders.net/us/2019/05/14/2090094.html
“新泽西州的一对夫妇则站出来对媒体控诉。这对夫妇一共需要缴纳2.7万美元的房产税和州税。按照旧税法,州税与房产税能够全额从联邦税中抵扣,收到1000美元的退税。
但税改给这项优惠封顶1万美元。于是税务会计告诉他们,今年会欠税务局5000美元,这还是最保守的估算。
加州的中产阶级也撞上了同样的政策。在富庶的加州,一半以上的税收来自年收入50万美元以上的家庭。然而据加州税务局统计,因为新税法限制州税全额抵扣,约100万名纳税人将支付更多的联邦税。这之中有61.9万名纳税人的收入在10万美元至25万美元之间。”
CellcycleBa 写了: 2024年 10月 20日 15:19 10万美元至25万美元之间?
在我们老领导眼中,那些是穷鬼好不好!
老领导为什么要为他们想?
老领导眼中,40万收入才算中产。
真是贫穷限制了你们的理解力!
他除了丢人现眼还会啥?智商是遗传的,不能怪他。
赖美豪中 写了: 2024年 10月 20日 15:20 又在搞笑了,这个会计师要么是sb,要么是这两位早就被国税局抓进去了。正常收入,撑2.7w in salt, 收入正好在25-30w,这个bracket里在旧的税法里正好hit amt perfectly, 一毛钱也减不了。当然你也可以有5万收入缴纳2.7万的房产税,我相信你可以坚持这么报税,最后把房子送给国税局
金毛粉都是和金毛一样自私自利的蛀虫? 不交税,国家怎么运营?赖美豪中 写了: 2024年 10月 20日 13:20 To compare the taxes under the 2017 tax system and the Tax Cuts and Jobs Act (TCJA) of 2018 for a married couple with a pre-tax income of $400,000 (40w), we will focus on the key differences in tax brackets, standard deductions, and exemptions between the two systems.
Key Changes in 2018 (TCJA):
Tax Brackets:
2017: 7 tax brackets, with the highest rate of 39.6% for incomes above $470,700 (married filing jointly).
2018 (TCJA): 7 tax brackets, with the highest rate of 37% for incomes above $600,000 (married filing jointly).
Standard Deduction:
2017: $12,700 for married filing jointly.
2018 (TCJA): $24,000 for married filing jointly (doubled).
Personal Exemptions:
2017: $4,050 per person (so $8,100 for a married couple).
2018 (TCJA): Personal exemptions were eliminated.
State and Local Tax (SALT) Deduction:
2017: Allowed unlimited deductions for state and local taxes.
2018 (TCJA): Capped SALT deductions at $10,000.
Child Tax Credit:
2017: $1,000 per child (phased out for higher incomes).
2018 (TCJA): Increased to $2,000 per child (higher phase-out limits).
Let's calculate and compare the approximate tax liability for a married couple with a $400,000 income under both tax systems.
1. 2017 Tax Liability:
Income: $400,000
Standard Deduction: $12,700
Personal Exemptions: $8,100 (for two people)
Taxable Income: $400,000 - $12,700 - $8,100 = $379,200
Using 2017 tax brackets:
Up to $18,650 taxed at 10% = $1,865
$18,650 to $75,900 taxed at 15% = $8,580
$75,900 to $153,100 taxed at 25% = $19,800
$153,100 to $233,350 taxed at 28% = $22,485
$233,350 to $416,700 taxed at 33% = $60,462
Remaining amount taxed at 35% ($379,200 - $416,700 = $162,500): $56,875
Total 2017 Tax Liability: $1,865 + $8,580 + $19,800 + $22,485 + $60,462 + $56,875 = $170,067
2. 2018 (TCJA) Tax Liability:
Income: $400,000
Standard Deduction: $24,000
Taxable Income: $400,000 - $24,000 = $376,000
Using 2018 tax brackets:
Up to $19,050 taxed at 10% = $1,905
$19,050 to $77,400 taxed at 12% = $7,008
$77,400 to $165,000 taxed at 22% = $19,266
$165,000 to $315,000 taxed at 24% = $36,000
Remaining amount taxed at 32% ($376,000 - $315,000 = $61,000): $19,520
Total 2018 (TCJA) Tax Liability: $1,905 + $7,008 + $19,266 + $36,000 + $19,520 = $83,699
Summary of Tax Liability:
2017 Tax Liability: $170,067
2018 (TCJA) Tax Liability: $83,699
Difference: The couple would save approximately $86,368 in taxes under the TCJA (2018) compared to 2017.
This comparison highlights that the TCJA generally reduced tax liability for higher-income earners by lowering tax rates and increasing standard deductions, though it eliminated personal exemptions and capped certain deductions like SALT.