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#21 Re: 我老随便算了一下,聚聚税改给40万收入的双职工一年省了8w6

发表于 : 2024年 10月 20日 14:42
7H12$F+vu
Jack12345 写了: 2024年 10月 20日 14:40 美国的问题 不是政府开支大,而是富人逃税

viewtopic.php?t=563948
政府是富人说了算,那自然不叫逃税,那叫避税,是合法的,比如蘑菇头不交税就是合法的。

#22 Re: 我老随便算了一下,聚聚税改给40万收入的双职工一年省了8w6

发表于 : 2024年 10月 20日 14:56
VladPutin
侯墓地破门口和非遗抢活的卢瑟真是贫限想4俩人赚40万年新天花板了吧?为啥不吹一下贫困县?

#23 Re: 我老随便算了一下,聚聚税改给40万收入的双职工一年省了8w6

发表于 : 2024年 10月 20日 14:57
CellcycleBa
可怜一帮穷鬼还在忙着给富豪们洗,其中可能有几个最后梦想成真变成富豪吧!但大部分也就是以穷鬼的命,操富豪的心而已!
7H12$F+vu 写了: 2024年 10月 20日 14:42 政府是富人说了算,那自然不叫逃税,那叫避税,是合法的,比如蘑菇头不交税就是合法的。

#24 Re: 我老随便算了一下,聚聚税改给40万收入的双职工一年省了8w6

发表于 : 2024年 10月 20日 15:00
DIYer
赖美豪中 写了: 2024年 10月 20日 13:20 To compare the taxes under the 2017 tax system and the Tax Cuts and Jobs Act (TCJA) of 2018 for a married couple with a pre-tax income of $400,000 (40w), we will focus on the key differences in tax brackets, standard deductions, and exemptions between the two systems.

Key Changes in 2018 (TCJA):
Tax Brackets:

2017: 7 tax brackets, with the highest rate of 39.6% for incomes above $470,700 (married filing jointly).
2018 (TCJA): 7 tax brackets, with the highest rate of 37% for incomes above $600,000 (married filing jointly).
Standard Deduction:

2017: $12,700 for married filing jointly.
2018 (TCJA): $24,000 for married filing jointly (doubled).
Personal Exemptions:

2017: $4,050 per person (so $8,100 for a married couple).
2018 (TCJA): Personal exemptions were eliminated.
State and Local Tax (SALT) Deduction:

2017: Allowed unlimited deductions for state and local taxes.
2018 (TCJA): Capped SALT deductions at $10,000.
Child Tax Credit:

2017: $1,000 per child (phased out for higher incomes).
2018 (TCJA): Increased to $2,000 per child (higher phase-out limits).
Let's calculate and compare the approximate tax liability for a married couple with a $400,000 income under both tax systems.

1. 2017 Tax Liability:
Income: $400,000
Standard Deduction: $12,700
Personal Exemptions: $8,100 (for two people)
Taxable Income: $400,000 - $12,700 - $8,100 = $379,200
Using 2017 tax brackets:

Up to $18,650 taxed at 10% = $1,865
$18,650 to $75,900 taxed at 15% = $8,580
$75,900 to $153,100 taxed at 25% = $19,800
$153,100 to $233,350 taxed at 28% = $22,485
$233,350 to $416,700 taxed at 33% = $60,462
Remaining amount taxed at 35% ($379,200 - $416,700 = $162,500): $56,875
Total 2017 Tax Liability: $1,865 + $8,580 + $19,800 + $22,485 + $60,462 + $56,875 = $170,067

2. 2018 (TCJA) Tax Liability:
Income: $400,000
Standard Deduction: $24,000
Taxable Income: $400,000 - $24,000 = $376,000
Using 2018 tax brackets:

Up to $19,050 taxed at 10% = $1,905
$19,050 to $77,400 taxed at 12% = $7,008
$77,400 to $165,000 taxed at 22% = $19,266
$165,000 to $315,000 taxed at 24% = $36,000
Remaining amount taxed at 32% ($376,000 - $315,000 = $61,000): $19,520
Total 2018 (TCJA) Tax Liability: $1,905 + $7,008 + $19,266 + $36,000 + $19,520 = $83,699

Summary of Tax Liability:
2017 Tax Liability: $170,067
2018 (TCJA) Tax Liability: $83,699
Difference: The couple would save approximately $86,368 in taxes under the TCJA (2018) compared to 2017.
This comparison highlights that the TCJA generally reduced tax liability for higher-income earners by lowering tax rates and increasing standard deductions, though it eliminated personal exemptions and capped certain deductions like SALT.
别搞这么长篇大论的,就说川普的时候40万年收入一年交多少税,现在交多少税就行了。

我是不相信能省8万6,因为现在40万年收入的也可能就8万6联邦税,难道川普年代年入40万的不用交联邦税?

#25 Re: 我老随便算了一下,聚聚税改给40万收入的双职工一年省了8w6

发表于 : 2024年 10月 20日 15:13
mrmaja
赖老大概不住在加州,纽约,新泽西这些地方
川普税改salt tax精准打击了这些地方付高房产税的中产

https://news.creaders.net/us/2019/05/14/2090094.html

“新泽西州的一对夫妇则站出来对媒体控诉。这对夫妇一共需要缴纳2.7万美元的房产税和州税。按照旧税法,州税与房产税能够全额从联邦税中抵扣,收到1000美元的退税。

但税改给这项优惠封顶1万美元。于是税务会计告诉他们,今年会欠税务局5000美元,这还是最保守的估算。

加州的中产阶级也撞上了同样的政策。在富庶的加州,一半以上的税收来自年收入50万美元以上的家庭。然而据加州税务局统计,因为新税法限制州税全额抵扣,约100万名纳税人将支付更多的联邦税。这之中有61.9万名纳税人的收入在10万美元至25万美元之间。”
赖美豪中 写了: 2024年 10月 20日 13:20 To compare the taxes under the 2017 tax system and the Tax Cuts and Jobs Act (TCJA) of 2018 for a married couple with a pre-tax income of $400,000 (40w), we will focus on the key differences in tax brackets, standard deductions, and exemptions between the two systems.

Key Changes in 2018 (TCJA):
Tax Brackets:

2017: 7 tax brackets, with the highest rate of 39.6% for incomes above $470,700 (married filing jointly).
2018 (TCJA): 7 tax brackets, with the highest rate of 37% for incomes above $600,000 (married filing jointly).
Standard Deduction:

2017: $12,700 for married filing jointly.
2018 (TCJA): $24,000 for married filing jointly (doubled).
Personal Exemptions:

2017: $4,050 per person (so $8,100 for a married couple).
2018 (TCJA): Personal exemptions were eliminated.
State and Local Tax (SALT) Deduction:

2017: Allowed unlimited deductions for state and local taxes.
2018 (TCJA): Capped SALT deductions at $10,000.
Child Tax Credit:

2017: $1,000 per child (phased out for higher incomes).
2018 (TCJA): Increased to $2,000 per child (higher phase-out limits).
Let's calculate and compare the approximate tax liability for a married couple with a $400,000 income under both tax systems.

1. 2017 Tax Liability:
Income: $400,000
Standard Deduction: $12,700
Personal Exemptions: $8,100 (for two people)
Taxable Income: $400,000 - $12,700 - $8,100 = $379,200
Using 2017 tax brackets:

Up to $18,650 taxed at 10% = $1,865
$18,650 to $75,900 taxed at 15% = $8,580
$75,900 to $153,100 taxed at 25% = $19,800
$153,100 to $233,350 taxed at 28% = $22,485
$233,350 to $416,700 taxed at 33% = $60,462
Remaining amount taxed at 35% ($379,200 - $416,700 = $162,500): $56,875
Total 2017 Tax Liability: $1,865 + $8,580 + $19,800 + $22,485 + $60,462 + $56,875 = $170,067

2. 2018 (TCJA) Tax Liability:
Income: $400,000
Standard Deduction: $24,000
Taxable Income: $400,000 - $24,000 = $376,000
Using 2018 tax brackets:

Up to $19,050 taxed at 10% = $1,905
$19,050 to $77,400 taxed at 12% = $7,008
$77,400 to $165,000 taxed at 22% = $19,266
$165,000 to $315,000 taxed at 24% = $36,000
Remaining amount taxed at 32% ($376,000 - $315,000 = $61,000): $19,520
Total 2018 (TCJA) Tax Liability: $1,905 + $7,008 + $19,266 + $36,000 + $19,520 = $83,699

Summary of Tax Liability:
2017 Tax Liability: $170,067
2018 (TCJA) Tax Liability: $83,699
Difference: The couple would save approximately $86,368 in taxes under the TCJA (2018) compared to 2017.
This comparison highlights that the TCJA generally reduced tax liability for higher-income earners by lowering tax rates and increasing standard deductions, though it eliminated personal exemptions and capped certain deductions like SALT.

#26 Re: 我老随便算了一下,聚聚税改给40万收入的双职工一年省了8w6

发表于 : 2024年 10月 20日 15:15
赖美豪中
你这智商真牛b,你现在用的就是他娘的聚聚时代的税制啊啊啊啊啊啊啊啊啊啊啊啊啊啊啊啊,这个税改2025年就过期了,你要多交8万6啊
DIYer 写了: 2024年 10月 20日 15:00 别搞这么长篇大论的,就说川普的时候40万年收入一年交多少税,现在交多少税就行了。

我是不相信能省8万6,因为现在40万年收入的也可能就8万6联邦税,难道川普年代年入40万的不用交联邦税?

#27 Re: 我老随便算了一下,聚聚税改给40万收入的双职工一年省了8w6

发表于 : 2024年 10月 20日 15:17
YouHi
老领导的话,当成笑话听听就行了。🤣🤣🤣

#28 Re: 我老随便算了一下,聚聚税改给40万收入的双职工一年省了8w6

发表于 : 2024年 10月 20日 15:18
赖美豪中
当然是chatgpt啊,你没看懂啊,这个写错了而已,也就是说他有162,500 subject to 35%的税率,没啥问题啊
Sunland 写了: 2024年 10月 20日 14:35 你这个是用 AI 算的吗?下面两行怎么算出来的?

$233,350 to $416,700 taxed at 33% = $60,462
Remaining amount taxed at 35% ($379,200 - $416,700 = $162,500): $56,875


[/quote]

#29 Re: 我老随便算了一下,聚聚税改给40万收入的双职工一年省了8w6

发表于 : 2024年 10月 20日 15:19
wanmeishijie
7H12$F+vu 写了: 2024年 10月 20日 14:38 两党都在增加赤字,在我看来都是左派。蘑菇头给富人减税增加的赤字更多,更左。
通胀游戏中谁离钱近谁赢。如果撒钱给穷人那么穷人赢。但是川普疫情期间撒钱只有20%按人头给了普通人,其它都是给了资本家

#30 Re: 我老随便算了一下,聚聚税改给40万收入的双职工一年省了8w6

发表于 : 2024年 10月 20日 15:19
CellcycleBa
10万美元至25万美元之间?
在我们老领导眼中,那些是穷鬼好不好!
老领导为什么要为他们想?
老领导眼中,40万收入才算中产。
真是贫穷限制了你们的理解力!
mrmaja 写了: 2024年 10月 20日 15:13 赖老大概不住在加州,纽约,新泽西这些地方
川普税改salt tax精准打击了这些地方付高房产税的中产

https://news.creaders.net/us/2019/05/14/2090094.html

“新泽西州的一对夫妇则站出来对媒体控诉。这对夫妇一共需要缴纳2.7万美元的房产税和州税。按照旧税法,州税与房产税能够全额从联邦税中抵扣,收到1000美元的退税。

但税改给这项优惠封顶1万美元。于是税务会计告诉他们,今年会欠税务局5000美元,这还是最保守的估算。

加州的中产阶级也撞上了同样的政策。在富庶的加州,一半以上的税收来自年收入50万美元以上的家庭。然而据加州税务局统计,因为新税法限制州税全额抵扣,约100万名纳税人将支付更多的联邦税。这之中有61.9万名纳税人的收入在10万美元至25万美元之间。”

#31 Re: 我老随便算了一下,聚聚税改给40万收入的双职工一年省了8w6

发表于 : 2024年 10月 20日 15:20
赖美豪中
又在搞笑了,这个会计师要么是sb,要么是这两位早就被国税局抓进去了。正常收入,撑2.7w in salt, 收入正好在25-30w,这个bracket里在旧的税法里正好hit amt perfectly, 一毛钱也减不了。当然你也可以有5万收入缴纳2.7万的房产税,我相信你可以坚持这么报税,最后把房子送给国税局
mrmaja 写了: 2024年 10月 20日 15:13 赖老大概不住在加州,纽约,新泽西这些地方
川普税改salt tax精准打击了这些地方付高房产税的中产

https://news.creaders.net/us/2019/05/14/2090094.html

“新泽西州的一对夫妇则站出来对媒体控诉。这对夫妇一共需要缴纳2.7万美元的房产税和州税。按照旧税法,州税与房产税能够全额从联邦税中抵扣,收到1000美元的退税。

但税改给这项优惠封顶1万美元。于是税务会计告诉他们,今年会欠税务局5000美元,这还是最保守的估算。

加州的中产阶级也撞上了同样的政策。在富庶的加州,一半以上的税收来自年收入50万美元以上的家庭。然而据加州税务局统计,因为新税法限制州税全额抵扣,约100万名纳税人将支付更多的联邦税。这之中有61.9万名纳税人的收入在10万美元至25万美元之间。”

#32 Re: 我老随便算了一下,聚聚税改给40万收入的双职工一年省了8w6

发表于 : 2024年 10月 20日 15:21
YouHi
这贴必须合影留念。

老领导这次真是丢人现眼了。

#33 Re: 我老随便算了一下,聚聚税改给40万收入的双职工一年省了8w6

发表于 : 2024年 10月 20日 15:26
赖美豪中
请你随便给我一个scnario, 我算给你看好么?
CellcycleBa 写了: 2024年 10月 20日 15:19 10万美元至25万美元之间?
在我们老领导眼中,那些是穷鬼好不好!
老领导为什么要为他们想?
老领导眼中,40万收入才算中产。
真是贫穷限制了你们的理解力!

#34 Re: 我老随便算了一下,聚聚税改给40万收入的双职工一年省了8w6

发表于 : 2024年 10月 20日 15:27
赖美豪中
合影!
YouHi 写了: 2024年 10月 20日 15:21 这贴必须合影留念。

老领导这次真是丢人现眼了。

#35 Re: 我老随便算了一下,聚聚税改给40万收入的双职工一年省了8w6

发表于 : 2024年 10月 20日 15:28
Jason6278
YouHi 写了: 2024年 10月 20日 15:21 这贴必须合影留念。

老领导这次真是丢人现眼了。
他除了丢人现眼还会啥?智商是遗传的,不能怪他。

#36 Re: 我老随便算了一下,聚聚税改给40万收入的双职工一年省了8w6

发表于 : 2024年 10月 20日 15:28
iMaJia
所以說美弟稅太它瑪的複雜,班上這麼多 phd ,稅是增是減都沒法下定論

#37 Re: 我老随便算了一下,聚聚税改给40万收入的双职工一年省了8w6

发表于 : 2024年 10月 20日 15:34
CellcycleBa
没什么scnario。
只是告诉那些穷鬼,在老领导您眼中40万年收入才算中产。
他们不知道老领导您给你公司的清洁工的年薪都不少于28万3千刀。
我是想他们穷鬼要给老领导你相应的尊重,不是随便一个阿狗阿猫跳出来就可以说老领导您的不是的。
赖美豪中 写了: 2024年 10月 20日 15:26 请你随便给我一个scnario, 我算给你看好么?

#38 Re: 我老随便算了一下,聚聚税改给40万收入的双职工一年省了8w6

发表于 : 2024年 10月 20日 15:36
赖美豪中
我算的很清楚,我早就说了,唯一两种情况吃亏的,都是真富人,
一种大概threshold就是1M on w-2 或者是医生律师没有享受QBI,这种因为被salt cap, 要损失大概20万左右的salt tax deduction, 换成税应该是8万左右,也就是说你收入100万,在聚聚的税改里可能多交5-8万
第二种是偷税漏税,比如有些两头吃收入全在中国,美国税表只有8-10万甚至更少的收入但是有好几万的地产税,住着million-dollar house,但是现在只能用standard deduction

你们乱叫的那些都是根本不知道AMT 是怎么算的,你的地产税本来就减免不了的

你们不服气的, 可以拿出一个实例,我算给你们看
iMaJia 写了: 2024年 10月 20日 15:28 所以說美弟稅太它瑪的複雜,班上這麼多 phd ,稅是增是減都沒法下定論

#39 Re: 我老随便算了一下,聚聚税改给40万收入的双职工一年省了8w6

发表于 : 2024年 10月 20日 15:37
mrmaja
根据加州税务局统计,因为限制州税全额抵扣,约100万名纳税人将支付更多的联邦税。

其中60%左右的收入在10万美元到25万美元之间。而收入低于25万美元的75.1万加州家庭可能会多欠政府11亿美元税款。
因此对湾区中产来说,这大约是一场成功的“劫中产济贫”。

最大赢家还是大富豪们

特朗普虽承诺任何改革将集中在中产阶级、主要为中产阶级减负,但实际上富人得利最大。
获益最多的是占全美家庭总收入20%的富人,年收入50万美元以上的家庭。



赖美豪中 写了: 2024年 10月 20日 15:20 又在搞笑了,这个会计师要么是sb,要么是这两位早就被国税局抓进去了。正常收入,撑2.7w in salt, 收入正好在25-30w,这个bracket里在旧的税法里正好hit amt perfectly, 一毛钱也减不了。当然你也可以有5万收入缴纳2.7万的房产税,我相信你可以坚持这么报税,最后把房子送给国税局

#40 Re: 我老随便算了一下,聚聚税改给40万收入的双职工一年省了8w6

发表于 : 2024年 10月 20日 15:38
sunnycoast
赖美豪中 写了: 2024年 10月 20日 13:20 To compare the taxes under the 2017 tax system and the Tax Cuts and Jobs Act (TCJA) of 2018 for a married couple with a pre-tax income of $400,000 (40w), we will focus on the key differences in tax brackets, standard deductions, and exemptions between the two systems.

Key Changes in 2018 (TCJA):
Tax Brackets:

2017: 7 tax brackets, with the highest rate of 39.6% for incomes above $470,700 (married filing jointly).
2018 (TCJA): 7 tax brackets, with the highest rate of 37% for incomes above $600,000 (married filing jointly).
Standard Deduction:

2017: $12,700 for married filing jointly.
2018 (TCJA): $24,000 for married filing jointly (doubled).
Personal Exemptions:

2017: $4,050 per person (so $8,100 for a married couple).
2018 (TCJA): Personal exemptions were eliminated.
State and Local Tax (SALT) Deduction:

2017: Allowed unlimited deductions for state and local taxes.
2018 (TCJA): Capped SALT deductions at $10,000.
Child Tax Credit:

2017: $1,000 per child (phased out for higher incomes).
2018 (TCJA): Increased to $2,000 per child (higher phase-out limits).
Let's calculate and compare the approximate tax liability for a married couple with a $400,000 income under both tax systems.

1. 2017 Tax Liability:
Income: $400,000
Standard Deduction: $12,700
Personal Exemptions: $8,100 (for two people)
Taxable Income: $400,000 - $12,700 - $8,100 = $379,200
Using 2017 tax brackets:

Up to $18,650 taxed at 10% = $1,865
$18,650 to $75,900 taxed at 15% = $8,580
$75,900 to $153,100 taxed at 25% = $19,800
$153,100 to $233,350 taxed at 28% = $22,485
$233,350 to $416,700 taxed at 33% = $60,462
Remaining amount taxed at 35% ($379,200 - $416,700 = $162,500): $56,875
Total 2017 Tax Liability: $1,865 + $8,580 + $19,800 + $22,485 + $60,462 + $56,875 = $170,067

2. 2018 (TCJA) Tax Liability:
Income: $400,000
Standard Deduction: $24,000
Taxable Income: $400,000 - $24,000 = $376,000
Using 2018 tax brackets:

Up to $19,050 taxed at 10% = $1,905
$19,050 to $77,400 taxed at 12% = $7,008
$77,400 to $165,000 taxed at 22% = $19,266
$165,000 to $315,000 taxed at 24% = $36,000
Remaining amount taxed at 32% ($376,000 - $315,000 = $61,000): $19,520
Total 2018 (TCJA) Tax Liability: $1,905 + $7,008 + $19,266 + $36,000 + $19,520 = $83,699

Summary of Tax Liability:
2017 Tax Liability: $170,067
2018 (TCJA) Tax Liability: $83,699
Difference: The couple would save approximately $86,368 in taxes under the TCJA (2018) compared to 2017.
This comparison highlights that the TCJA generally reduced tax liability for higher-income earners by lowering tax rates and increasing standard deductions, though it eliminated personal exemptions and capped certain deductions like SALT.
金毛粉都是和金毛一样自私自利的蛀虫? 不交税,国家怎么运营?