Bottom of toilet
完了，No more FDIC！
版主： 牛河梁
#23 Re: 完了，No more FDIC！
就算取消FDIC，保险还有，跟屁民又有什么关系。
现在的消息是，因为硅谷银行的问题，fdic或者是新的机构要有两种保险，一种上限25万的保险，另外一种无上限的保险。
换个城头继续干而已
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#24 Re: 完了，No more FDIC！
以后银行都改招牌，Insured by Trump。dealfinder10 写了： 2024年 12月 16日 11:05 就算取消FDIC，保险还有，跟屁民又有什么关系。
现在的消息是，因为硅谷银行的问题，fdic或者是新的机构要有两种保险，一种上限25万的保险，另外一种无上限的保险。
换个城头继续干而已
#25 Re: 完了，No more FDIC！
现在的消息是美国财政部来搞这个保险。
FDIC是一个政府机构，机构重组而已，跟谁当总统没有关系。反正钱都是美国政府发行和担保的，换个名字，又有什么关系。
倒是出现无上限的保证，是一个大改革，而且确实需要。毕竟你们都不止25万美元，公司的账户里面更是上亿的资金来周转 发工资什么的。加个无上限的保险，让你们多付点钱来买这个保险。双赢啊。
Limited vs. Unlimited vs. Targeted Coverage: The FDIC has examined three options for deposit insurance reform:
Limited Coverage: Maintaining the current system with potential increases in limits.
Unlimited Coverage: Offering insurance for all deposits, which could prevent bank runs but might increase moral hazard.
Targeted Coverage: Proposing higher coverage limits specifically for business payment accounts to enhance financial stability without expanding the safety net broadly. The FDIC recommended "Targeted Coverage" for its potential to balance stability with depositor discipline.
FDIC是一个政府机构，机构重组而已，跟谁当总统没有关系。反正钱都是美国政府发行和担保的，换个名字，又有什么关系。
倒是出现无上限的保证，是一个大改革，而且确实需要。毕竟你们都不止25万美元，公司的账户里面更是上亿的资金来周转 发工资什么的。加个无上限的保险，让你们多付点钱来买这个保险。双赢啊。
Limited vs. Unlimited vs. Targeted Coverage: The FDIC has examined three options for deposit insurance reform:
Limited Coverage: Maintaining the current system with potential increases in limits.
Unlimited Coverage: Offering insurance for all deposits, which could prevent bank runs but might increase moral hazard.
Targeted Coverage: Proposing higher coverage limits specifically for business payment accounts to enhance financial stability without expanding the safety net broadly. The FDIC recommended "Targeted Coverage" for its potential to balance stability with depositor discipline.