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GOP 不是说健保都是给非遗的吗？又变成给富人的了？
就不能承认里面一大半都是蚂嘎吗？

你们讨论这么热烈 进行事实核查了吗？

noid2 写了： 2025年 10月 13日 11:07

收入15万交4万医保费，收入的1/4给了医保，还外加政府2万补贴，这就是6万啊。
这算不算天价医保？

取决于你有无工作。

显然是600% fpl

25年八口之家的600fpl是324900

楼主大概得相信药价降低1500%

不让60万收入的买保险又被骂歧视
黄马嘎们怎么说都有理

牛河梁 写了： 2025年 10月 13日 11:08

励志！歌颂！赞美！民主党真是我们的贴心人。

你是有钱人吗？

不服气你也可以年入六十万给大家看看

dealfinder10 写了： 2025年 10月 13日 06:30

gop不同意补助 就让政府关门。

Original Subsidies Under ARPA (2021):The ARPA temporarily expanded Obamacare subsidies to make health insurance more affordable during the COVID-19 pandemic. These subsidies reduced premiums for many Americans, but they were set to expire at the end of 2025.

Expansion Under the IRA (2022):The IRA extended these enhanced subsidies through 2031, significantly increasing the income threshold for eligibility. Originally, subsidies were available to individuals and families with incomes up to 400% of the federal poverty level (FPL), which in 2025 would be approximately $120,000 for a family of four. The IRA raised this threshold, allowing families with incomes up to 600,000% of the FPL to receive subsidies. This meant that even high-income families, including those making $600,000 per year, could qualify for reduced premiums.

Casper 写了： 2025年 10月 13日 13:22

你是有钱人吗？

老牦是弯曲赤贫。现在买提有钱人的定义是百米以上。在弯曲有钱人面前，和廊坊五毛区别约等于零。

40万的年收入，拿出4万买保险，政府才补助2千刀，
这还叫补贴啊，40万的年收入，不都有正经职业
FULL TIME的EMPLOYEE吗，谁吃饱了撑的自己去买OBAMACARE
除非你40万是贩毒的，赌博的，卖淫的

你太二了，我知道身价9位数得都在买.obamacare里面的白金MD anderson都是收得。为啥不买。

laomei9 写了： 2025年 10月 13日 11:32

黄马甲脑子有病，年收入60万谁买Obama care
本来就是面向穷人的

幼噫发言必是谣言，问问Gemini即可。

The claim that the Inflation Reduction Act (IRA) allows families with incomes up to 600,000% of the Federal Poverty Level (FPL) to receive subsidies is false. It is based on a significant misunderstanding of how the law works and exaggerates the income thresholds by many orders of magnitude.
Here is a corrected explanation of the IRA's health insurance subsidies:
The IRA did not raise the FPL to 600,000%. Instead, it extended enhanced Affordable Care Act (ACA) premium tax credits, which were originally created by the American Rescue Plan Act of 2021.
The FPL income cap was temporarily eliminated. For the years 2021 through 2025, the enhanced subsidies removed the 400% of FPL income cap that previously restricted eligibility for tax credits.
Eligibility was expanded based on premium cost. With the cap removed, anyone could qualify for subsidies if the benchmark health plan in their area cost more than 8.5% of their household income. This expanded eligibility to some people with incomes above 400% of the FPL.
A "high-income" family threshold was eliminated, not elevated. The original ACA system had a "subsidy cliff" at 400% of the FPL, where a family earning just over the threshold would lose all subsidies. The IRA's changes helped prevent this by capping the amount an individual or family had to spend on premiums.
Subsidies for higher earners are more limited. The enhanced subsidies mainly benefit middle-income consumers. While some higher-income individuals may qualify, it is for a significantly reduced premium, and only if the cost of the benchmark plan is higher than the 8.5% cap. For most higher-income families, the benchmark premium would not exceed 8.5% of their income, so they would not receive a credit.
Enhanced subsidies are temporary. The expanded eligibility is only authorized through the end of 2025. Without further action, the subsidy cliff at 400% of the FPL will return for the 2026 plan year.

这个算的对吗？

家庭年收入 保费占收入比例 是否有补贴 估算补贴金额
$150,000 26.7% 是 约 $20,000+
$250,000 16.0% 是 约 $8,000–$10,000
$400,000 10.0% 是 约 $2,000 左右
$470,000 8.5% 临界点 约 $0
$500,000 8.0% 否 $0
$600,000 6.7% 否 $0

BCQ1 写了： 2025年 10月 13日 13:33

40万的年收入，拿出4万买保险，政府才补助2千刀，
这还叫补贴啊，40万的年收入，不都有正经职业
FULL TIME的EMPLOYEE吗，谁吃饱了撑的自己去买OBAMACARE
除非你40万是贩毒的，赌博的，卖淫的

自谋职业者呢？

Casper 写了： 2025年 10月 13日 14:17

自谋职业者呢？

哪里的自谋职业的一年40万，自己贩毒吗

这个解释得非常好，原来上线不是600000%，是tmd无穷大，lol

zillow 写了： 2025年 10月 13日 13:49

幼噫发言必是谣言，问问Gemini即可。

The claim that the Inflation Reduction Act (IRA) allows families with incomes up to 600,000% of the Federal Poverty Level (FPL) to receive subsidies is false. It is based on a significant misunderstanding of how the law works and exaggerates the income thresholds by many orders of magnitude.
Here is a corrected explanation of the IRA's health insurance subsidies:
The IRA did not raise the FPL to 600,000%. Instead, it extended enhanced Affordable Care Act (ACA) premium tax credits, which were originally created by the American Rescue Plan Act of 2021.
The FPL income cap was temporarily eliminated. For the years 2021 through 2025, the enhanced subsidies removed the 400% of FPL income cap that previously restricted eligibility for tax credits.
Eligibility was expanded based on premium cost. With the cap removed, anyone could qualify for subsidies if the benchmark health plan in their area cost more than 8.5% of their household income. This expanded eligibility to some people with incomes above 400% of the FPL.
A "high-income" family threshold was eliminated, not elevated. The original ACA system had a "subsidy cliff" at 400% of the FPL, where a family earning just over the threshold would lose all subsidies. The IRA's changes helped prevent this by capping the amount an individual or family had to spend on premiums.
Subsidies for higher earners are more limited. The enhanced subsidies mainly benefit middle-income consumers. While some higher-income individuals may qualify, it is for a significantly reduced premium, and only if the cost of the benchmark plan is higher than the 8.5% cap. For most higher-income families, the benchmark premium would not exceed 8.5% of their income, so they would not receive a credit.
Enhanced subsidies are temporary. The expanded eligibility is only authorized through the end of 2025. Without further action, the subsidy cliff at 400% of the FPL will return for the 2026 plan year.

laomei9 写了： 2025年 10月 14日 00:50

哪里的自谋职业的一年40万，自己贩毒吗

自谋职业者如果是码工呢？他如果本来就有钱呢？dividend income？

贫穷限制了你的想象力了吧。