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$0 annual fee
Earn 2% cash rewards on purchases
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
No categories or limits to keep track of
Cash rewards don’t expire as long as your account remains open
Cell phone protection and advanced security features
Access to exclusive Visa Signature perks
A 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR applies. Balance transfers made within 120 days qualify for the intro rate and fee of 3% then a fee of up to 5%, with a minimum of $5 applies

用过这张卡的大佬说一下？ 貌似这是目前唯一的一张2% on Everything的返现卡？

这个卡也不错，比较省心。还有别的可以看看哪个更合适
https://www.citi.com/credit-cards/citi- ... redit-card
https://www.paypal.com/us/digital-walle ... mastercard
https://www.fidelity.com/spend-save/visa-signature-card
https://www.alliantcreditunion.org/bank ... ature-card
如果在BOA家有银行账户和投资账户，也可以看看这两个
https://secure.bankofamerica.com/apply- ... le/#/info/
https://secure.bankofamerica.com/apply- ... le/#/info/

Techydata 写了： 2023年 11月 7日 19:56 这个卡也不错，比较省心。还有别的可以看看哪个更合适
https://www.citi.com/credit-cards/citi- ... redit-card
https://www.paypal.com/us/digital-walle ... mastercard
https://www.fidelity.com/spend-save/visa-signature-card
https://www.alliantcreditunion.org/bank ... ature-card
如果在BOA家有银行账户和投资账户，也可以看看这两个
https://secure.bankofamerica.com/apply- ... le/#/info/
https://secure.bankofamerica.com/apply- ... le/#/info/

谢谢大佬！我去了解下！

看了一下，都比较麻烦。即便BOA的，也只是1.5% on everything。 感觉还是Wells Fargo Active Cash® Card 2%简单，都是2%，而且也没有上限和其他的catch。

expiate 写了： 2023年 11月 9日 17:31 谢谢大佬！我去了解下！

看了一下，都比较麻烦。即便BOA的，也只是1.5% on everything。 感觉还是Wells Fargo Active Cash® Card 2%简单，都是2%，而且也没有上限和其他的catch。

我觉得citi的Costco卡和Costco自己的黑卡一起用划算，加油总共6%，Costco买东西4%，餐馆3%，无年费。
买菜就用amex的blue cash有6%，虽然年费95，但是值回票价。

Zephyrca 写了： 2023年 11月 19日 01:31 我觉得citi的Costco卡和Costco自己的黑卡一起用划算，加油总共6%，Costco买东西4%，餐馆3%，无年费。
买菜就用amex的blue cash有6%，虽然年费95，但是值回票价。

你的意思是Costco黑卡加油也有2%？

inet 写了： 2023年 11月 29日 12:02 你的意思是Costco黑卡加油也有2%？

是啊，几乎所有Costco的购物都有2%，所以黑卡+Citibank的Costco卡就是无敌。黑卡的年费都回来有余了。

The Executive Membership costs $120 a year and comes with a total of two Household Cards. This tier offers greater savings on Costco services and select Costco Travel packages, as well as an annual 2% reward on qualified Costco purchases. With some strategic shopping, the higher fee may be worth it. For instance, if you spend $3,000 annually on qualified purchases like groceries, furniture and electronics, you’ll receive $60 back, which is the cost of the tier upgrade.