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#1 完了,财长也mortgage fraud了

发表于 : 2025年 9月 17日 14:10
altopalo

WASHINGTON (Reuters) -U.S. Treasury Secretary Scott Bessent previously agreed to occupy two different houses at the same time as his "principal residence," Bloomberg News reported, an agreement similar to one President Donald Trump has called mortgage fraud in his unprecedented bid to fire Federal Reserve Governor Lisa Cook.

咋整?


#2 Re: 完了,财长也mortgage fraud了

发表于 : 2025年 9月 17日 14:11
YouHi

咋舔啊?在线等。


#3 Re: 完了,财长也mortgage fraud了

发表于 : 2025年 9月 17日 14:12
dealfinder10

https://www.cnbc.com/2025/09/17/bessent ... tgage.html

Documents show that on the same day in September 2007, Bessent agreed that homes in both Bedford Hills, New York, and Provincetown, Massachusetts, each would be his principal residence, Bloomberg reported.

obama 2009年通过的法律,财长2007买的房,你说怎么办?

Mortgage fraud is covered under the 2009 FERA (Fraud Enforcement and Recover Act). This Act has highlighted the fines and prison sentences relating to mortgage fraud. FERA is a federal legislation, and most states also have their own laws in place. If charges are brought, they usually also incur tax fraud and bankruptcy fraud charges. Those most often targeted are real estate professionals, real estate attorneys, appraisers, and mortgage brokers. However, it is possible for a regular home buyer to be targeted as well.

Mortgage fraud laws are divided into two specific categories, which are:

Fraud for housing, in which someone submits inaccurate information in order to be able to buy a home under more favorable terms
Fraud for profit, in which a real estate professional falsifies information so that they can get more money out of a transaction


#4 Re: 完了,财长也mortgage fraud了

发表于 : 2025年 9月 17日 14:15
赖美豪中

自信一点,你可以有两个primary residence或者50个primary residence at the same time. 但是你不能同时申请两个primary residence mortgage.

以我的回答作数。比如你在texas买一个Primary可以在1003申请表上填你在加州还有一个Primary,这个完全合法,我们审批也不会问你要不要卖掉加州的房子。就算是同一个州,我也可以改善住房。

YouHi 写了: 2025年 9月 17日 14:11

咋舔啊?在线等。


#5 Re: 完了,财长也mortgage fraud了

发表于 : 2025年 9月 17日 14:17
Bluesky

以前的老段子:全部抓,肯定有冤枉的。隔个抓,肯定有漏网的。


#6 Re: 完了,财长也mortgage fraud了

发表于 : 2025年 9月 17日 14:17
赖美豪中

两个州没有任何问题。这帮蠢货不同。女老黑的问题是吃香太差,你怎么可能同时申请两个primary home loan. 我可以负责任讲,fbi找当时的realtor和loan officer一问马上就会查到更加严重的fraud. 比如她一定是提供了假的信用报告

dealfinder10 写了: 2025年 9月 17日 14:12

https://www.cnbc.com/2025/09/17/bessent ... tgage.html

Documents show that on the same day in September 2007, Bessent agreed that homes in both Bedford Hills, New York, and Provincetown, Massachusetts, each would be his principal residence, Bloomberg reported.

obama 2009年通过的法律,财长2007买的房,你说怎么办?

Mortgage fraud is covered under the 2009 FERA (Fraud Enforcement and Recover Act). This Act has highlighted the fines and prison sentences relating to mortgage fraud. FERA is a federal legislation, and most states also have their own laws in place. If charges are brought, they usually also incur tax fraud and bankruptcy fraud charges. Those most often targeted are real estate professionals, real estate attorneys, appraisers, and mortgage brokers. However, it is possible for a regular home buyer to be targeted as well.

Mortgage fraud laws are divided into two specific categories, which are:

Fraud for housing, in which someone submits inaccurate information in order to be able to buy a home under more favorable terms
Fraud for profit, in which a real estate professional falsifies information so that they can get more money out of a transaction


#7 Re: 完了,财长也mortgage fraud了

发表于 : 2025年 9月 17日 14:18
dealfinder10

Obama总统通过的法律 追溯期5年,最多10年。你们把2007年的事翻出来 然后用2009年的法律追究责任?现在2025年了。

Statute of Limitations for Mortgage Fraud varies depending on whether the case is prosecuted at the state or federal level, and the nature of the fraud itself.

🏛️ Federal Level
Under the Fraud Enforcement and Recovery Act (FERA) of 2009:

Mortgage fraud is typically prosecuted as a felony.

The statute of limitations is generally 5 years from the date the offense was committed.

However, if the fraud involves federal agencies or financial institutions, it may extend to 10 years, especially if charges like wire fraud, bank fraud, or conspiracy are involved.


#8 Re: 完了,财长也mortgage fraud了

发表于 : 2025年 9月 17日 14:26
赖美豪中

你不要被他们带进沟里。对我们贷款来说,我们不需要你去remove之前房子的primary/homestead status, 这个是你和州里的事情。我只管你60天内能不能Move-in并且住reasonable的时间

dealfinder10 写了: 2025年 9月 17日 14:18

Obama总统通过的法律 追溯期5年,最多10年。你们把2007年的事翻出来 然后用2009年的法律追究责任?现在2025年了。

Statute of Limitations for Mortgage Fraud varies depending on whether the case is prosecuted at the state or federal level, and the nature of the fraud itself.

🏛️ Federal Level
Under the Fraud Enforcement and Recovery Act (FERA) of 2009:

Mortgage fraud is typically prosecuted as a felony.

The statute of limitations is generally 5 years from the date the offense was committed.

However, if the fraud involves federal agencies or financial institutions, it may extend to 10 years, especially if charges like wire fraud, bank fraud, or conspiracy are involved.


#9 Re: 完了,财长也mortgage fraud了

发表于 : 2025年 9月 17日 15:00
lilyamao
赖美豪中 写了: 2025年 9月 17日 14:15

自信一点,你可以有两个primary residence或者50个primary residence at the same time. 但是你不能同时申请两个primary residence mortgage.

以我的回答作数。比如你在texas买一个Primary可以在1003申请表上填你在加州还有一个Primary,这个完全合法,我们审批也不会问你要不要卖掉加州的房子。就算是同一个州,我也可以改善住房。

LOL, 赖豪心虚了,赶紧自己查一下

上周一个律师和我说,美国法律其实是个大扯淡,真要查, 平均10个美国成年人,八个都违反过法律


#10 Re: 完了,财长也mortgage fraud了

发表于 : 2025年 9月 17日 15:05
pathdream
lilyamao 写了: 2025年 9月 17日 15:00

LOL, 赖豪心虚了,赶紧自己查一下

上周一个律师和我说,美国法律其实是个大扯淡,真要查, 平均10个美国成年人,八个都违反过法律

太不自信了 10个美国成年人,十八个都违反过法律


#11 Re: 完了,财长也mortgage fraud了

发表于 : 2025年 9月 17日 15:10
rumenan
altopalo 写了: 2025年 9月 17日 14:10

WASHINGTON (Reuters) -U.S. Treasury Secretary Scott Bessent previously agreed to occupy two different houses at the same time as his "principal residence," Bloomberg News reported, an agreement similar to one President Donald Trump has called mortgage fraud in his unprecedented bid to fire Federal Reserve Governor Lisa Cook.

咋整?

只要不是投资(出租)房,就算自住的,贷款利息比较低。这不算fraud吧。


#12 Re: 完了,财长也mortgage fraud了

发表于 : 2025年 9月 17日 15:13
altopalo
rumenan 写了: 2025年 9月 17日 15:10

只要不是投资(出租)房,就算自住的,贷款利息比较低。这不算fraud吧。

不出租也不能同时claim俩primary。属于占国家便宜。


#13 Re: 完了,财长也mortgage fraud了

发表于 : 2025年 9月 17日 15:15
赖美豪中

不需要,自住房要求很低,你只需要在move-in 60天内move-in然后住一段时间。一般6个月以后你再申请一个自住房贷款就完全合法。你也不需要refinance之前的房子。因为你是bona fide primary house mortgagor。lisa cooker这个2b是同时申请2个primary house loans

rumenan 写了: 2025年 9月 17日 15:10

只要不是投资(出租)房,就算自住的,贷款利息比较低。这不算fraud吧。


#14 Re: 完了,财长也mortgage fraud了

发表于 : 2025年 9月 17日 15:16
牛河梁

讲真。这财长看面相就不像好人。满肚子花花肠子那种。

知识越多越反动。还是黑大姐淳朴一点。


#15 Re: 完了,财长也mortgage fraud了

发表于 : 2025年 9月 17日 15:16
赖美豪中

当然可以,一个州一个primary很正常啊

altopalo 写了: 2025年 9月 17日 15:13

不出租也不能同时claim俩primary。属于占国家便宜。


#16 Re: 完了,财长也mortgage fraud了

发表于 : 2025年 9月 17日 15:16
赖美豪中

lol,牛版又开始看老茧了?

牛河梁 写了: 2025年 9月 17日 15:16

讲真。这财长看面相就不像好人。满肚子花花肠子那种。

知识越多越反动。还是黑大姐淳朴一点。


#17 Re: 完了,财长也mortgage fraud了

发表于 : 2025年 9月 17日 15:17
牛河梁
赖美豪中 写了: 2025年 9月 17日 15:16

lol,牛版又开始看老茧了?

老领导突然觉得基佬很亲切了?


#18 Re: 完了,财长也mortgage fraud了

发表于 : 2025年 9月 17日 15:18
VladPutin

赖书记来表演打滚


#19 Re: 完了,财长也mortgage fraud了

发表于 : 2025年 9月 17日 15:20
mmking

回旋镖🪃的速度和川粉吃TACO的速度哪个快?


#20 Re: 完了,财长也mortgage fraud了

发表于 : 2025年 9月 17日 15:22
赖美豪中

自信一点,按照你们普金老师说法,我就是深闺基佬啊

牛河梁 写了: 2025年 9月 17日 15:17

老领导突然觉得基佬很亲切了?