买车的经济帐

[ignius]

开个8年就不怕贬值了。

https://www.topspeed.com/how-much-a-1-y ... rth-today/
特斯拉各种型号新车一年后贬值几何？

[leuning]

氢气车在美国不现实。我邻居有一辆，苦不堪言。经常加不到氢气，一半时间在drive way趴着。

所以基本是送给你开。没氢气的时候，提供免费租车。

[ignius]

太不方便了。电车在家就可以充电，太方便了。

所以基本是送给你开。没氢气的时候，提供免费租车。

[Zephyrca]

车是贬值的asset，每辆车我最多只愿意花收入1/10的钱买，而且只买持有成本低的车，比如电车。

电车持有成本才不低。保险就比油车贵，折旧也比油车快，最多开10年。油车开20、30年都有。按年持有成本算的话，电车肯定最贵

[Zephyrca]

我电车用的是tesla保险，跟油车价格一样

Tesla保险基本就是不赔，否则不可能比其他保险公司便宜那么多。当然了，Tesla烧死了也就不用赔了

[ignius]

呵呵。你这段话里没几句是对的。

电车持有成本才不低。保险就比油车贵，折旧也比油车快，最多开10年。油车开20、30年都有。按年持有成本算的话，电车肯定最贵

[ignius]

这也是谣言。还有开tesla会不会被烧死，跟司机的智商关系很大。智商不够的千万不要开tesla。

Tesla保险基本就是不赔，否则不可能比其他保险公司便宜那么多。当然了，Tesla烧死了也就不用赔了

[ferrygao]

Y tco

https://www.edmunds.com/tesla/model-y/2023/cost-to-own/

[gjq]

其实买车最主要的开销就是贬值，贬值最关键的因素就是价格，维修，和寿命

电车的价格，到2023年，考虑到补贴，已经比同等油车特别是混动车便宜。维修也便宜多了。寿命很多人不相信电车更长寿，但是至少都有8年10万迈保修，，油车没几个敢这样保发动机变速箱的。

我去年买的电车，OTD 28K，空间略大于HRV，小于CRV之间，马力大于CRV，重量大于CRV，加速好于CRV，价格低于同等配置的CRV，皮椅通风座椅acc什么的都有。就算头一年可能贬值快，长期成本肯定低于CRV。那个车空间只是略小于model y，续航跟model y standard差不多，动力略差（200hp vs 260hp）

Y tco

https://www.edmunds.com/tesla/model-y/2023/cost-to-own/

[ignius]

这个因人而异。里面列的很多cost对我来说都没那么高。
保险我每年就$1200左右，5年$6200. 油费是0（除了长途旅行时超充的花费），保养5年下来就是$900（换四个轮胎）+$200（空滤）=$1100, finance 我当时拿的0.9 APR，利息5年下来也就$2500左右。repair $60. 这些加起来差不多$1万. 用edmund提供的贬值和tax来算，我的tco是$54k，比同级的bba的tco要低多了。

Y tco

https://www.edmunds.com/tesla/model-y/2023/cost-to-own/

[ferrygao]

这个因人而异。里面列的很多cost对我来说都没那么高。
保险我每年就$1200左右，5年$6200. 油费是0（除了长途旅行时超充的花费），保养5年下来就是$900（换四个轮胎）+$200（空滤）=$1100, finance 我当时拿的0.9 APR，利息5年下来也就$2500左右。repair $60. 这些加起来差不多$1万. 用edmund提供的贬值和tax来算，我的tco是$54k，比同级的bba的tco要低多了。

这个是名白人啊 我每次是拿人家数据加上自己情况来算的 有些数据还是有参考价值的

[wolf_north_1234]

才八万麦就要修变速箱了，而且要把变速箱和发动机吊出来修，这些没有成本吗？

你引用不准确，我的车，八万迈，要换clutch kit.

在德州，labor $700. Parts, $120. Total $850.

不过哥准备自己干，已买 harbor freight, engine hoist, $219.

[malta]

买车像买股票，在低谷时比较便宜。比好covid刚开始时，07/08年。

有时候租车也便宜，现在非Tesla 电车，有每月一百多刀的lease.

如果谁想买持有成本低的车，可能Toyota Mirai CPO 最划算： 1.5万一辆，送1.4万氢气。三年保修。
也就是： 成本1千刀开三年。

三年后车辆价值有可能归零，甚至是负数。没有地方加氢，处理还要给废车场交钱，人家也卖不出零件去。

[leuning]

三年后车辆价值有可能归零，甚至是负数。没有地方加氢，处理还要给废车场交钱，人家也卖不出零件去。

可以Lease

[geniushanbiao]

这也是谣言。还有开tesla会不会被烧死，跟司机的智商关系很大。智商不够的千万不要开tesla。

这可不是谣言，我前些天发过一个帖子关于这事的。

当然说不赔是有点过了，但是理赔确实很困难。

[Zephyrca]

这也是谣言。还有开tesla会不会被烧死，跟司机的智商关系很大。智商不够的千万不要开tesla。

看来被Tesla坑了的苹果高管是低智商啊！

[zyyj2021]

https://www.topspeed.com/how-much-a-1-y ... rth-today/
特斯拉各种型号新车一年后贬值几何？

看看这些数据：

According to Edmunds' True Cost To Own calculator, you can expect the Model 3 to lose $32,896 over five years of ownership. $22,472 of this loss occurs within the first year.

The Edmunds true cost calculator reveals that the Model Y will lose $22,840 of its value after a year of ownership and a total of $40,356 after five years of regular usage has elapsed.

Edmunds highlights that the Model S is likely to lose $30,644 of its value within one year of ownership with regular usage and a collective $57,409 once five years concludes, which is an incredibly poor but expected depreciation rate.

You can expect the Model X to lose $34,514 of its value after owning one for a year with regular use and care. Beyond this, Edmunds suggests that it will go on to lose $66,526 of its value after five years, making it the fastest-depreciating Tesla on this list.

电车，一年贬值2万刀，五年之后，一文不值。

这种高损耗，难道环保吗？

[ignius]

为啥5年之后一文不值？
5年之后tesla都solve fsd了，怎么会一文不值？

看看这些数据：

According to Edmunds' True Cost To Own calculator, you can expect the Model 3 to lose $32,896 over five years of ownership. $22,472 of this loss occurs within the first year.

The Edmunds true cost calculator reveals that the Model Y will lose $22,840 of its value after a year of ownership and a total of $40,356 after five years of regular usage has elapsed.

Edmunds highlights that the Model S is likely to lose $30,644 of its value within one year of ownership with regular usage and a collective $57,409 once five years concludes, which is an incredibly poor but expected depreciation rate.

You can expect the Model X to lose $34,514 of its value after owning one for a year with regular use and care. Beyond this, Edmunds suggests that it will go on to lose $66,526 of its value after five years, making it the fastest-depreciating Tesla on this list.

电车，一年贬值2万刀，五年之后，一文不值。

这种高损耗，难道环保吗？

[fantasist]

看看这些数据：

According to Edmunds' True Cost To Own calculator, you can expect the Model 3 to lose $32,896 over five years of ownership. $22,472 of this loss occurs within the first year.

The Edmunds true cost calculator reveals that the Model Y will lose $22,840 of its value after a year of ownership and a total of $40,356 after five years of regular usage has elapsed.

Edmunds highlights that the Model S is likely to lose $30,644 of its value within one year of ownership with regular usage and a collective $57,409 once five years concludes, which is an incredibly poor but expected depreciation rate.

You can expect the Model X to lose $34,514 of its value after owning one for a year with regular use and care. Beyond this, Edmunds suggests that it will go on to lose $66,526 of its value after five years, making it the fastest-depreciating Tesla on this list.

电车，一年贬值2万刀，五年之后，一文不值。

这种高损耗，难道环保吗？

这么夸张的数字可能是疫情期间高msrp的影响？今年的价格相对正常了，作为基准计算未来的贬值，两三年后的分析可能靠谱一点。

[Narcotics07]

一般的算法是不超过每月税后收入的10%花在车上。

超过15%的可能车贷都批不了。

啥？ 米花都是凯市买