【子女教育】近50%的Millennials and Gen Z 年轻人（18-29岁）住在父母家，大萧条以来最高比例。原因是不会理财？

[sweetsister]

你的孩子大学毕业之后还住在家里吗？

美国将近一半的年轻人（18-29岁）住在父母家，

这是大萧条以来的最高比例

不知道华人家庭的情况是怎么样的

Personal finance guru Dave Ramsey has a lot to say about the nearly half of young adults who are still living at home—a level that hasn’t been this high since the Great Depression.

This cohort (those ages 18 to 29) is driving the growth for luxury goods in the U.S., say Morgan Stanley analysts in a December report. The analysis found that living at home freed up older Gen Z’s and younger millennials’ discretionary spending, enabling them to snap up designer handbags and watches. Ramsey, a self-made millionaire and author of numerous personal finance books, blasted the trend on a recent episode of “The Ramsey Show.”

“So, let me get this straight. You live in your momma’s basement, but you got a Coach purse,” Ramsey said. “Here’s what’s going to happen—you cannot avoid life, it’s coming for your butt. Momma can’t protect you.”

Saying the trend will result in a “trainwreck,” Ramsey blames not the young adults but their parents for “out of control” helicopter parenting and “coddling.”

“The problem is you’ve got debt, you’re not earning enough money, and you’re not doing enough to go out and change it,” co-host Jade Warshaw added. “Mom and dad can’t do this for you.”

[sweetsister]

按照Dave Ramsey的说法，

成年子女不能自立的一个原因是不会理财

看来财商教育，也应该是【子女教育】的一部分

[Narcotics07]

19-29 有啥财可理？

主要问题是房子房租太贵，这些人没有能力搬出去自住。 已经很苦逼了买个coach 手袋都不行？就算不买这些人还是住不起自己的房子公寓

就像马工小年轻买不起弯曲房子买个德车总是可以的吧

[sweetsister]

他用 Coach purse做例子，确实很奇葩。

毕竟，Coach也不是啥奢侈品牌

19-29 有啥财可理？

主要问题是房子房租太贵，这些人没有能力搬出去自住。 已经很苦逼了买个coach 手袋都不行？就算不买这些人还是住不起自己的房子公寓

就像马工小年轻买不起弯曲房子买个德车总是可以的吧

[sweetsister]

但是从另外一个角度看，房子房租太贵就可以躺平啃老吗？

不学习理财，岂不是永远都“没有能力搬出去自住”？

19-29 有啥财可理？

主要问题是房子房租太贵，这些人没有能力搬出去自住。 已经很苦逼了买个coach 手袋都不行？就算不买这些人还是住不起自己的房子公寓

就像马工小年轻买不起弯曲房子买个德车总是可以的吧

[GreatCanada]

你的孩子大学毕业之后还住在家里吗？

美国将近一半的年轻人（18-29岁）住在父母家，

这是大萧条以来的最高比例

不知道华人家庭的情况是怎么样的

Personal finance guru Dave Ramsey has a lot to say about the nearly half of young adults who are still living at home—a level that hasn’t been this high since the Great Depression.

This cohort (those ages 18 to 29) is driving the growth for luxury goods in the U.S., say Morgan Stanley analysts in a December report. The analysis found that living at home freed up older Gen Z’s and younger millennials’ discretionary spending, enabling them to snap up designer handbags and watches. Ramsey, a self-made millionaire and author of numerous personal finance books, blasted the trend on a recent episode of “The Ramsey Show.”

“So, let me get this straight. You live in your momma’s basement, but you got a Coach purse,” Ramsey said. “Here’s what’s going to happen—you cannot avoid life, it’s coming for your butt. Momma can’t protect you.”

Saying the trend will result in a “trainwreck,” Ramsey blames not the young adults but their parents for “out of control” helicopter parenting and “coddling.”

“The problem is you’ve got debt, you’re not earning enough money, and you’re not doing enough to go out and change it,” co-host Jade Warshaw added. “Mom and dad can’t do this for you.”

不就是传说中啃老族吗？