人民币悄悄开始东南亚区块链数字化。
版主： 牛河梁， alexwlt1024
#1 人民币悄悄开始东南亚区块链数字化。
去美元正式开始。
*BIG BREAKING *
the People's #Bank of #China suddenly announced that the digital RMB (Renminbi, Chinese Yuan) cross-border settlement system will be fully connected to the ten ASEAN countries and six Middle Eastern countries, which means that 38% of the world's #trade volume will bypass the SWIFT system dominated by the US dollar and directly enter the "digital RMB moment". This financial game, which The #Economist called the "Bretton Woods System 2.0 Outpost Battle", is rewriting the underlying code of the global economy with blockchain technology.
While the #SWIFT system is still struggling with the 3-5 day delay in cross-border payments, the #digital #currency bridge developed by China has compressed the clearing speed to 7 seconds. In the first test between Hong Kong and Abu Dhabi, a company paid a Middle Eastern supplier through digital RMB. The funds no longer went through six intermediary banks, but were received in real time through a distributed ledger, and the handling fee dropped by 98%. This "lightning payment" capability makes the traditional clearing system dominated by the US dollar instantly look clumsy.
What makes the West even more frightened is the technical moat of China's digital currency. The blockchain technology used by the digital RMB not only makes transactions traceable, but also automatically enforces anti-money laundering rules. In the China-Indonesia "Two Countries, Two Parks" project, Industrial Bank used digital RMB to complete the first cross-border payment, which took only 8 seconds from order confirmation to funds arrival, 100 times more efficient than traditional methods. This technical advantage has enabled 23 central banks around the world to actively join the digital currency bridge test, among which Middle Eastern energy traders have reduced settlement costs by 75%.
The deep impact of this technological revolution lies in the reconstruction of financial sovereignty. When the United States tried to sanction Iran with SWIFT, China had already built a closed loop of RMB payments in Southeast Asia. Data shows that the cross-border RMB settlement volume of ASEAN countries exceeded 5.8 trillion yuan in 2024, an increase of 120% over 2021. Six countries including Malaysia and Singapore have included RMB in their foreign exchange reserves, and Thailand has completed the first oil settlement with digital RMB. This wave of "de-dollarization" made the Bank for International Settlements exclaim: "China is defining the rules of the game in the era of digital currency."
But what really shocked the world was China's strategic layout. Digital RMB is not only a payment tool, but also a technical carrier of the "Belt and Road" strategy. In projects such as the China-Laos Railway and the Jakarta-Bandung High-Speed Railway, the digital RMB is deeply integrated with Beidou navigation and quantum communication to build a "Digital Silk Road". When European car companies use digital RMB to settle freight through the Arctic route, China is using blockchain technology to increase trade efficiency by 400%. This virtual-real strategy makes the US dollar hegemony feel a systemic threat for the first time.
Today, 87% of countries in the world have completed the adaptation of the digital RMB system, and the scale of cross-border payments has exceeded 1.2 trillion US dollars. While the United States is still debating whether digital currency threatens the status of the #US #dollar, China has quietly built a digital payment network covering 200 countries. This silent financial revolution is not only about monetary sovereignty, but also determines who can control the lifeline of the future global economy!
This is very big news It means De-dollarisation in a big way. It can completely re-set the world
1:08 PM · Apr 4, 2025
·
1.1M
Views
#2 Re: 人民币悄悄开始东南亚区块链数字化。
重磅消息*
中国人民银行突然宣布，数字人民币跨境结算系统将全面对接东盟十国和中东六国，这意味着全球38%的贸易额将绕过以美元为主的SWIFT系统，直接进入“数字人民币时刻”。这场被《经济学人》称为“布雷顿森林体系2.0前哨战”的金融博弈，正以区块链技术改写全球经济的底层代码。
当SWIFT系统还在苦苦挣扎跨境支付3-5天的时延时，中国研发的数字货币桥梁将清算速度压缩至7秒。在香港与阿布扎比的首次测试中，一家企业通过数字人民币向中东供应商付款，资金不再经过6家中介银行，而是通过分布式账本实时到账，手续费下降98%。这种“闪电支付”能力，让以美元为主导的传统清算体系瞬间显得笨拙。
更让西方闻风丧胆的是中国数字货币的技术护城河。数字人民币所采用的区块链技术，不仅让交易可追溯，还能自动执行反洗钱规则。在中国印尼“两国双园”项目中，兴业银行利用数字人民币完成首笔跨境支付，从订单确认到资金到账仅用了8秒，比传统方式效率提升了100倍。这一技术优势让全球23家央行积极加入数字货币桥梁测试，其中中东能源贸易商已将结算成本降低了75%。
这场技术革命的深层影响在于金融主权的重构。当美国试图用SWIFT制裁伊朗时，中国已经在东南亚构建了人民币支付的闭环。数据显示，2024年东盟国家跨境人民币结算量突破5.8万亿元，较2021年增长120%。马来西亚、新加坡等6国已将人民币纳入外汇储备，泰国完成首笔以数字人民币进行的石油结算。这波“去美元化”让国际清算银行惊呼：“中国正在定义数字货币时代的游戏规则”。
但真正让世界震惊的是中国的战略布局。数字人民币不仅是支付工具，更是“一带一路”战略的技术载体。在中老铁路、雅万高铁等项目中，数字人民币与北斗导航、量子通信深度融合，共建“数字丝绸之路”。当欧洲车企用数字人民币通过北极航线结算货运时，中国正利用区块链技术将贸易效率提高400%。这种虚实结合的策略，让美元霸权第一次感受到了系统性的威胁。
如今，全球87%的国家已经完成数字人民币体系的适配，跨境支付规模超过1.2万亿美元。当美国还在争论数字货币是否威胁到#美元#的地位时，中国却悄然构建了覆盖200个国家的数字支付网络。这场无声的金融革命，不仅关乎货币主权，更决定了谁能掌控未来全球经济的命脉！
这是个很大的新闻，意味着大规模的去美元化，可以彻底重新设定世界
中国人民银行突然宣布，数字人民币跨境结算系统将全面对接东盟十国和中东六国，这意味着全球38%的贸易额将绕过以美元为主的SWIFT系统，直接进入“数字人民币时刻”。这场被《经济学人》称为“布雷顿森林体系2.0前哨战”的金融博弈，正以区块链技术改写全球经济的底层代码。
当SWIFT系统还在苦苦挣扎跨境支付3-5天的时延时，中国研发的数字货币桥梁将清算速度压缩至7秒。在香港与阿布扎比的首次测试中，一家企业通过数字人民币向中东供应商付款，资金不再经过6家中介银行，而是通过分布式账本实时到账，手续费下降98%。这种“闪电支付”能力，让以美元为主导的传统清算体系瞬间显得笨拙。
更让西方闻风丧胆的是中国数字货币的技术护城河。数字人民币所采用的区块链技术，不仅让交易可追溯，还能自动执行反洗钱规则。在中国印尼“两国双园”项目中，兴业银行利用数字人民币完成首笔跨境支付，从订单确认到资金到账仅用了8秒，比传统方式效率提升了100倍。这一技术优势让全球23家央行积极加入数字货币桥梁测试，其中中东能源贸易商已将结算成本降低了75%。
这场技术革命的深层影响在于金融主权的重构。当美国试图用SWIFT制裁伊朗时，中国已经在东南亚构建了人民币支付的闭环。数据显示，2024年东盟国家跨境人民币结算量突破5.8万亿元，较2021年增长120%。马来西亚、新加坡等6国已将人民币纳入外汇储备，泰国完成首笔以数字人民币进行的石油结算。这波“去美元化”让国际清算银行惊呼：“中国正在定义数字货币时代的游戏规则”。
但真正让世界震惊的是中国的战略布局。数字人民币不仅是支付工具，更是“一带一路”战略的技术载体。在中老铁路、雅万高铁等项目中，数字人民币与北斗导航、量子通信深度融合，共建“数字丝绸之路”。当欧洲车企用数字人民币通过北极航线结算货运时，中国正利用区块链技术将贸易效率提高400%。这种虚实结合的策略，让美元霸权第一次感受到了系统性的威胁。
如今，全球87%的国家已经完成数字人民币体系的适配，跨境支付规模超过1.2万亿美元。当美国还在争论数字货币是否威胁到#美元#的地位时，中国却悄然构建了覆盖200个国家的数字支付网络。这场无声的金融革命，不仅关乎货币主权，更决定了谁能掌控未来全球经济的命脉！
这是个很大的新闻，意味着大规模的去美元化，可以彻底重新设定世界
-
pseudo（small man）
- 论坛点评
pseudo 的博客 - 帖子互动： 128
- 帖子： 2488
- 注册时间： 2022年 7月 28日 10:04
#7 Re: 人民币悄悄开始东南亚区块链数字化。
你说的普及是 CDBC 的“零售”，触及到个人的使用。
而 CDBC 的另外一个作用是批发，即是央行账号和商业账号的数字化。数字人民币走出去和别国的央行数字货币走进来，是 CDBC 的批发模式。