Tlt 怎么了？

[赖美豪中]

我买的都是6.25. 30 yr, 我说了tlt只要房贷利率不降，长债就难卖。callable这个feature对小投资者是好的feature。

5.5-6% 之间大概，哪儿有6.25%？所以我说你吹牛

[赖美豪中]

这不是废话么,agency当然是aaa啊

两房是3a吗？

[Yellen]

我x，现在两房得agency bond coupon 6.25. 30yr 美债是4.35. 价差已经到2了，callable现在是好的feature, 你想明白了么

30yr是4.9%，尼玛比赖尿撒谎连眼都不眨

[Trump]

我买的都是6.25. 30 yr, 我说了tlt只要房贷利率不降，长债就难卖。callable这个feature对小投资者是好的feature。

我全部换成 bac wfc 的优先股里，6％左右。优点是non callable , 缺点是 non cumulative. 考虑到国债我要付40％ 多的税，就干这俩了

[mrmaja]

先搞清楚TLT到底是啥，国债短期和长期利率之间的关系，
都是理工科大拿，为啥就不愿意花点时间搞明白之后再投资？

[Yellen]

我买的都是6.25. 30 yr, 我说了tlt只要房贷利率不降，长债就难卖。callable这个feature对小投资者是好的feature。

Traditional call features generally work to the advantage of the borrower, not to the lender or investor. If interest rates fall, issuers would be more likely to "call in" a bond if they were able to refinance it with a new bond with a lower interest rate.

尼玛比，赖尿连一点常识都没有

[赖美豪中]

打个你到底买过没有啊
FEDERAL HOME LOAN BANKS BOND
6.12500% 01/07/2055
BuySell
Fixed Income Alerts
OverviewPrice & Performance
Details
CUSIP 3130B4FJ5
Pay Frequency SEMI-ANNUALLY
Coupon 6.125
Maturity Date 01/07/2055
Moody's Rating AAA
S&P Rating AA+
Issuer Events NO
Survivor Option N/A
Bond Type Agency
Interest Accrual Date 01/07/2025
Redemptive Features
Call Protection View Schedule NO
Continuously Callable NO
Called Bonds NO
Security Features
Federally Taxable YES
Marginable YES
Original Issue Discount [OID] N/A
Default NO
Current Factor --
Current Factor Effective Date --
Previous Factor --
Previous Factor Effective Date --
2nd Previous Factor --
2nd Previous Factor Effective Date --
Pool Type --
Pool Number --
Payment Delay 0 DAY DELAY
Tranche Type --
TBA Indication NO
Issuer Information
Issue Date 12/31/2024
Dated Date 01/07/2025
First Coupon Date 07/07/2025
Next Coupon 07/07/2025
Last Coupon 07/07/2054
Workout Date 01/01/0001
Original Issue Amount $40,000,000.00
Issue Price --
Coupon Information
Coupon Type FIXED
Current Rate Effective Date 12/31/2024
Reset Frequency TERM MODE
Benchmark Reference --
Benchmark Formula --
Next Reset Date --
Next Reset Rate --
Minimum Rate --
Maximum Rate --
Day Count Basis 30/360
Trading Flat NO
Original Issuance
Delivery BOOK ENTRY
First Settlement Date 01/07/2025
Minimum Investment Amount 10
Incremental Investment Amount 5

30yr是4.9%，尼玛比赖尿撒谎连眼都不眨

[赖美豪中]

你这明显是刻舟求剑啊，现在得环境下callable是good feature, 你到底理解你在说啥么，我之前买的6.5得usda loan全都call回去了。这多好啊

Traditional call features generally work to the advantage of the borrower, not to the lender or investor. If interest rates fall, issuers would be more likely to "call in" a bond if they were able to refinance it with a new bond with a lower interest rate.

尼玛比，赖尿连一点常识都没有

[Yellen]

你这明显是刻舟求剑啊，现在得环境下callable是good feature, 你到底理解你在说啥么，我之前买的6.5得usda loan全都call回去了。这多好啊

6.5%收益的被call回去了，你换成6.15%的收益的，还是你赚了？你这个弱智还是不要回本人的贴了。

[赖美豪中]

我tmd 服了，那你现在得4.375得30 yr倒是不call，你一辈子揣着把

6.5%收益的被call回去了，你换成6.15%的收益的，还是你赚了？你这个弱智还是不要回本人的贴了。

[Yellen]

我tmd 服了，那你现在得4.375得30 yr倒是不call，你一辈子揣着把

沙茶，bonds没有市场，不能卖的吗？你每次被call了以后，都是因为利率降低了，高利率的被call了。你在个弱智，还是不要说的，等着夏天飓风来收拾你吧。

[Laotse]

十年期利率现在4.7了。肯定要去5.

[赖美豪中]

你个土人，小额bond (100k以下）卖的时候premium极高，流通性很差

沙茶，bonds没有市场，不能卖的吗？你每次被call了以后，都是因为利率降低了，高利率的被call了。你在个弱智，还是不要说的，等着夏天飓风来收拾你吧。

[Dzeko]

打个你到底买过没有啊
FEDERAL HOME LOAN BANKS BOND
6.12500% 01/07/2055
BuySell
Fixed Income Alerts
OverviewPrice & Performance
Details
CUSIP 3130B4FJ5
Pay Frequency SEMI-ANNUALLY
Coupon 6.125
Maturity Date 01/07/2055
Moody's Rating AAA
S&P Rating AA+
Issuer Events NO
Survivor Option N/A
Bond Type Agency
Interest Accrual Date 01/07/2025
Redemptive Features
Call Protection View Schedule NO
Continuously Callable NO
Called Bonds NO
Security Features
Federally Taxable YES
Marginable YES
Original Issue Discount [OID] N/A
Default NO
Current Factor --
Current Factor Effective Date --
Previous Factor --
Previous Factor Effective Date --
2nd Previous Factor --
2nd Previous Factor Effective Date --
Pool Type --
Pool Number --
Payment Delay 0 DAY DELAY
Tranche Type --
TBA Indication NO
Issuer Information
Issue Date 12/31/2024
Dated Date 01/07/2025
First Coupon Date 07/07/2025
Next Coupon 07/07/2025
Last Coupon 07/07/2054
Workout Date 01/01/0001
Original Issue Amount $40,000,000.00
Issue Price --
Coupon Information
Coupon Type FIXED
Current Rate Effective Date 12/31/2024
Reset Frequency TERM MODE
Benchmark Reference --
Benchmark Formula --
Next Reset Date --
Next Reset Rate --
Minimum Rate --
Maximum Rate --
Day Count Basis 30/360
Trading Flat NO
Original Issuance
Delivery BOOK ENTRY
First Settlement Date 01/07/2025
Minimum Investment Amount 10
Incremental Investment Amount 5

good one! but I prefer FNMA or FHLMC. FHLB is private I think?

[赖美豪中]

一回事，两房得债券不面向个人投资者，fhlb，usda这些会直接卖bond

good one! but I prefer FNMA or FHLMC. FHLB is private I think?

[haiwaihuaren]

tlt价格 估计还得要一两年才能让去年套进去的人出水

[赖美豪中]

这批6.x房贷bond是很好的，因为利率一降下来他会优先被call回去，也就是说是一个3-5年期限得6.x cd。我都买在退休账户里作为cash reserve

我全部换成 bac wfc 的优先股里，6％左右。优点是non callable , 缺点是 non cumulative. 考虑到国债我要付40％ 多的税，就干这俩了

[newstart]

tlt一边吃利息，一边卖点covered call吧。买了tlt的人本来应该也不是指望短时间翻倍吧。本来就是长久持有。

[toddj]

打个你到底买过没有啊
FEDERAL HOME LOAN BANKS BOND
6.12500% 01/07/2055
BuySell
Fixed Income Alerts
OverviewPrice & Performance
Details
CUSIP 3130B4FJ5
Pay Frequency SEMI-ANNUALLY
Coupon 6.125
Maturity Date 01/07/2055
Moody's Rating AAA
S&P Rating AA+
Issuer Events NO
Survivor Option N/A
Bond Type Agency
Interest Accrual Date 01/07/2025
Redemptive Features
Call Protection View Schedule NO
Continuously Callable NO
Called Bonds NO
Security Features
Federally Taxable YES
Marginable YES
Original Issue Discount [OID] N/A
Default NO
Current Factor --
Current Factor Effective Date --
Previous Factor --
Previous Factor Effective Date --
2nd Previous Factor --
2nd Previous Factor Effective Date --
Pool Type --
Pool Number --
Payment Delay 0 DAY DELAY
Tranche Type --
TBA Indication NO
Issuer Information
Issue Date 12/31/2024
Dated Date 01/07/2025
First Coupon Date 07/07/2025
Next Coupon 07/07/2025
Last Coupon 07/07/2054
Workout Date 01/01/0001
Original Issue Amount $40,000,000.00
Issue Price --
Coupon Information
Coupon Type FIXED
Current Rate Effective Date 12/31/2024
Reset Frequency TERM MODE
Benchmark Reference --
Benchmark Formula --
Next Reset Date --
Next Reset Rate --
Minimum Rate --
Maximum Rate --
Day Count Basis 30/360
Trading Flat NO
Original Issuance
Delivery BOOK ENTRY
First Settlement Date 01/07/2025
Minimum Investment Amount 10
Incremental Investment Amount 5

这个bond只能5个10个的买吗？不能买一个？

[xueba001]

这几个08年从60块跌到6毛，现在才爬回4块

good one! but I prefer FNMA or FHLMC. FHLB is private I think?